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Domestic News July 6, 1869

Public Ledger

Memphis, Shelby County, Tennessee

What is this article about?

In Erie County Circuit Court, Judge Lamont ordered a verdict for the New York State Life Insurance Company in the case of Dellecta Bickford vs. the company. The suit involved a policy on her husband Lucius B. Bickford, who died suddenly in March 1868 allegedly from heart disease, but the company proved his intemperate habits invalidated the application warranty.

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Verdict In Favor of a Life Insurance Company.

[From the Buffalo Courier, June 26th.]

Dellecta Bickford vs. New York State Life Insurance Company. This case came on for trial at the Erie county Circuit court, Thursday, before Judge Lamont, presiding, and a jury. It appears that on the 10th of October, 1867, the defendants insured the life of Lucius B. Bickford, the husband of the plaintiff, who, in the month of March following, died very suddenly, and, it is alleged, of delirium tremens. Per contra, the plaintiff claimed that he died of heart disease. The defendant claimed that in the application for said policy, in answer to the question, "are your habits correct and temperate, and have always been so," Bickford answered "yes." Upon the trial, the defendant proved that previous to the date of said application the habits of Bickford had been intemperate and that he was addicted to the excessive use of intoxicating liquors. After the evidence was closed, the court, upon motion of defendant's attorney, ordered a verdict for the defendant, upon the ground that the application and answers therein constituted a warranty which must prove strictly true, and defendant had clearly proven that the answer to said question was untrue.

What sub-type of article is it?

Legal Or Court

What keywords are associated?

Life Insurance Court Verdict False Warranty Intemperate Habits Delirium Tremens

What entities or persons were involved?

Dellecta Bickford Lucius B. Bickford Judge Lamont New York State Life Insurance Company

Where did it happen?

Erie County

Domestic News Details

Primary Location

Erie County

Event Date

Thursday, Before June 26th

Key Persons

Dellecta Bickford Lucius B. Bickford Judge Lamont New York State Life Insurance Company

Outcome

verdict ordered for the defendant (insurance company) due to false warranty in the policy application regarding temperate habits.

Event Details

The case involved a life insurance policy issued on October 10, 1867, to Lucius B. Bickford, who died suddenly in March 1868. The plaintiff claimed death by heart disease, while the defendant alleged delirium tremens. The defendant proved Bickford's prior intemperate habits, invalidating his affirmative answer to the question on correct and temperate habits in the application.

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