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Story September 22, 1870

Memphis Daily Appeal

Memphis, Shelby County, Tennessee

What is this article about?

In New York Court of Common Pleas, Judge Daly ruled for Catherine N. Horton against Equitable Life Assurance Society in a $5000 life insurance suit. Husband died intoxicated; company alleged false warranty on liquor use, but judge deemed it only applicable at issuance, striking their defense.

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Full Text

IMPORTANT DECISION.

In the New York Court of Common Pleas, Friday afternoon, at special term, Judge Daly gave an important decision in the suit of Catherine N. Horton against the Equitable Life Assurance Society, of that city. The husband of the plaintiff fell from a wagon and sustained fatal injuries, while in a state of intoxication, and she sued the company for the payment of a policy of $5000, issued by the defendants, upon his life. The company, in their answer, allege that the insured, when he took the policy, gave a written warranty that he was not addicted to the use of spirituous liquors. The warranty, they urge, was evidently false, and as they would not have insured a man who was habitually intemperate, they were not bound to fulfil their part of the contract. Judge Daly decided that the warranty given by the insured was affirmative, not promissory, and that it bore reference only to the time when it was made. He therefore granted the motion of the plaintiff to strike out the allegation in the answer of the company relating to the manner in which the insured came to his death.

What sub-type of article is it?

Historical Event

What themes does it cover?

Justice

What keywords are associated?

Court Decision Insurance Warranty Intoxication Death Life Policy Legal Motion

What entities or persons were involved?

Catherine N. Horton Judge Daly Equitable Life Assurance Society

Where did it happen?

New York Court Of Common Pleas

Story Details

Key Persons

Catherine N. Horton Judge Daly Equitable Life Assurance Society

Location

New York Court Of Common Pleas

Event Date

Friday Afternoon

Story Details

Catherine N. Horton's husband died from injuries sustained while intoxicated; she sued Equitable Life Assurance Society for $5000 policy. Company claimed false warranty on liquor use. Judge Daly ruled warranty affirmative and only for issuance time, striking company's allegation on death manner.

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